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Chapter 7 Bankruptcy

Chapter 7 is known as a liquidation. However, most people are filing chapter 7 cases because they have no assets that can be liquidated to pay creditors. That means that the property they do have is exempt and protected by law and cannot be touched by a trustee or creditors. A basic chapter 7 takes 3-4 months and only involves one brief meeting with a chapter 7 trustee. The result is a discharge order wiping out the debt and allowing you to keep your assets. The purpose of a chapter 7 is a fresh start. Certain things are not dischargeable and can be discussed during the free initial consultation. Do not think that the law changes in 2005 have made it impossible to file a chapter 7. The analysis is complicated and needs to be done by a professional. The means test analysis will be done at your initial consultation at the Law Office of Sharon S. Masters.

Let us Guide You Through the Process

Make an appointment today, and we’ll help you navigate the complexities of filing for a Chapter 7 bankruptcy. For one, we’ll review your situation and see if you qualify for Chapter 7.

Chapter 7 Bankruptcy Allows a Qualified Person to Potentially Eliminate:

  • Credit Card Debts
  • Personal Loan Debts
  • Insurmountable Medical Bills
  • Utility Bills from the Electric Company, Water Company, etc.
  • Back Rent or Lease Debt
  • Deficiency balance on prior vehicle repossession
  • Certain tax debt

Call for a FREE Consultation

Our firm is conveniently located in Philadelphia, PA. Consultations are confidential. To speak with Sharon Masters call today at 610-322-5277 or complete our online contact form.

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